Posted 23 June, 2026
Graduate Trainee Underwriter
Tokio Marine HCC
Kildare, Ireland
Full Time
Reference: 160035740
Job Title: Graduate Trainee Underwriter - Surety
Reporting to: Head of Surety - Ireland
Location: Kill, Co. Kildare. Ireland
Position Type: Full time. Permanent. Initially during the training process, it is 5 days a week in the office but after successful completion of training it is 3 days in the office and 2 working from home.
Overview:
Why Tokio Marine HCC?
Standing still is not an option in the current world of Insurance. TMHCC are one of the world's leading Specialty Insurers. With deep expertise in our chosen lines of business, our unparalleled track record and a solid balance sheet, TMHCC evaluates and manages risk like no one else in the industry. Looking beyond profit, empowering our people and delivering on our commitments are at the core of our customer values, and so is a desire to grow and provide creative and innovative solutions to our clients.
Are you a motivated and ambitious graduate in Law, Finance, or Business looking to apply your skills in a commercial, global environment-without following the traditional practice route?
Do you have the ability to analyse financial information and understand how financial statements tell the story of a business?
If so, this is a fantastic opportunity to build a rewarding career with strong earning potential, outside of a traditional legal or financial practice, with full study support provided.
Job Purpose:
We are looking for a motivated and analytical graduate to join our European Surety Underwriting Team within Tokio Marine HCC (TMHCC).
This role offers a unique opportunity to develop technical and commercial expertise in a niche area of insurance, working alongside experienced underwriters across a wide European network.
The Surety division at TMHCC provides bonds and guarantees relating to contractual and regulatory obligations for clients based globally, with a primary focus on Western Europe.
You will work as part of a collaborative, international team with offices across: London, Leicester, Paris, Amsterdam, Copenhagen, Madrid, Milan & Frankfurt. As a result, some travel will be required as part of this role.
This role offers a clear and structured career pathway, with the opportunity to progress into an Underwriting position within approximately 3-5 years, depending on performance. This will be done by giving you exposure to complex, international cases and clients. There is a strong long-term earnings potential as you advance within the business
Key Responsibilities:
Skills and Experience Specification:
Essential:
What We Offer
The Tokio Marine HCC Group of Companies offers a competitive salary and employee benefit package. We are a successful, dynamic organization experiencing rapid growth and are seeking energetic and confident individuals to join our team of professionals.
The Tokio Marine HCC Group of companies is an equal opportunity employer. Please visit www.tmhcc.com for more information about our companies.
#LI-HJ1
Reporting to: Head of Surety - Ireland
Location: Kill, Co. Kildare. Ireland
Position Type: Full time. Permanent. Initially during the training process, it is 5 days a week in the office but after successful completion of training it is 3 days in the office and 2 working from home.
Overview:
Why Tokio Marine HCC?
Standing still is not an option in the current world of Insurance. TMHCC are one of the world's leading Specialty Insurers. With deep expertise in our chosen lines of business, our unparalleled track record and a solid balance sheet, TMHCC evaluates and manages risk like no one else in the industry. Looking beyond profit, empowering our people and delivering on our commitments are at the core of our customer values, and so is a desire to grow and provide creative and innovative solutions to our clients.
Are you a motivated and ambitious graduate in Law, Finance, or Business looking to apply your skills in a commercial, global environment-without following the traditional practice route?
Do you have the ability to analyse financial information and understand how financial statements tell the story of a business?
If so, this is a fantastic opportunity to build a rewarding career with strong earning potential, outside of a traditional legal or financial practice, with full study support provided.
Job Purpose:
We are looking for a motivated and analytical graduate to join our European Surety Underwriting Team within Tokio Marine HCC (TMHCC).
This role offers a unique opportunity to develop technical and commercial expertise in a niche area of insurance, working alongside experienced underwriters across a wide European network.
The Surety division at TMHCC provides bonds and guarantees relating to contractual and regulatory obligations for clients based globally, with a primary focus on Western Europe.
You will work as part of a collaborative, international team with offices across: London, Leicester, Paris, Amsterdam, Copenhagen, Madrid, Milan & Frankfurt. As a result, some travel will be required as part of this role.
This role offers a clear and structured career pathway, with the opportunity to progress into an Underwriting position within approximately 3-5 years, depending on performance. This will be done by giving you exposure to complex, international cases and clients. There is a strong long-term earnings potential as you advance within the business
Key Responsibilities:
- Underwriting of surety risks in line with agreed strategy and personal authority limits.
- Review and agreement of legal documents (such as bond forms, security documents, contracts and other agreements).
- Building relationships with internal and external stakeholders and clients. Liaising effectively with clients and brokers.
- Gather relevant and sufficient information both financial and other, to assess financial strength of existing and potential clients.
- Researching the internet and other media to find relevant and up to date information.
- Analyse information gained from various sources to add to reports.
- Assist in internal and external meetings as required.
- Be able to provide explanation and reasons for decisions made.
- Create and present reports as required.
- Maintain company records and databases.
- Identify and escalate any potential risks.
- Assist with market and product development.
- Other reasonable duties as instructed by the Senior Underwriter/Head of Department.
Skills and Experience Specification:
Essential:
- Honours Bachelor's degree, 2:1 or above, preferably in Law, Finance, Business or a related analytical discipline.
- Excellent Communication skills
- Professional and confident communicator who is able to build effective relationships with external facing stakeholders i.e., brokers/clients.
- Good analytical skills
- IT literate
- Willingness to attend external and internal training courses.
- Comfortable with traveling to different offices, which may include international travel.
- Out of hours meetings i.e., networking/relationship building may be necessary.
What We Offer
The Tokio Marine HCC Group of Companies offers a competitive salary and employee benefit package. We are a successful, dynamic organization experiencing rapid growth and are seeking energetic and confident individuals to join our team of professionals.
The Tokio Marine HCC Group of companies is an equal opportunity employer. Please visit www.tmhcc.com for more information about our companies.
#LI-HJ1
